Monday, August 8

Monthly Savings & Expenses July 2016

Monthly Savings & Expenses July 2016

Monthly Expenses July 2016


House ($296.75) -  Groceries shopping and other household items make up this list.

Food & Eating Out ($641.30 - $71.04 = $570.26) - Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses.    

Transport & Taxi ($144.30) - Monthly EZ Reload top up of $40 and a few taxi trips. 

Communication ($42.00) - My M1 bill that is still on the 3G plan with 12 GB of data. Yay!

Baby ($524.95 + $71.04= $595.99) - The usual expense for Chloe including packet milk, allowance, tidbits etc. 

Packet milk x410
Sleepwear 21
Packet milk 3x 1L4.95
Ingredients for baby porridge150
Amazonia 29
Total  $524.95

Financial Freedom

Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.

Long Term Savings

Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key. 


Play ($118.73) - Cycling trip to east coast with wife and daughter, small ROM celebration at Jack's place. How long ago was 7/7/2007? Time really flies...


Gifts ($180.20) - Clothes for my nephew, farewell lunch for colleague Ah Boon, Birthday celebration for best friend, my brother's birthday as well.

Total Expenses for July 2016$1,998.23


Monthly Savings July 2016

52 Weeks Increasing Money Challenge
$106 - Automation works like a charm! 4 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!

$5.66 - This is one segment i am excited about. My very first dividend payout after starting the monthly auto deduction of $100 under POSB regular savings plan for the Nikko ETF just about 3 months ago!

Bank Balance Transfer
$1.99 - All the balance balance goes to this balance. In you go!

Financial Freedom Jar
$200.00 - For da future!

$0.00 - No sale this month...

Total Saved for July 2016: $313.65
Total Saved Since Jan 2016: $2,655.78

Check out how i did in previous months here!

If you have other ways to save money, do let me know. Thanks. :)

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