Thursday, July 28

Investment Summary - July 2022

Investment Summary - July 2022


Added 3 shares of GOOGL 
Added 1 share of Grab 
Added 200 shares of Singpost
Added 200 shares of Japan Foods
Added 31 shares of Nikko AM STI ETF
Added $200 of Syfe REITS
Added $2,000 of Singapore Savings Bonds

What have I done?

A month of many activities and learning in the stock market for me. 
Did not know that premarket and post market trading in the US is actually a thing. 
Also got to know that dividend yield % is not everything! Dividend payout price is also an important factor. 

Friday, July 8

Monthly Expenses June 2022

 Monthly Expenses June 2022

Housing ($700.00) - Utilities, Wifi & Cable TV charges make up this list.

Personal ($732.00) - Handphone, haircut, changed a pair of spectacles $636. 

Transport & Taxi ($115.55) - Monthly EZ Reload top up of $40 for bus and MRT plus a few taxi trips.

Food ($1,183.00) - Groceries and eating out

Giving ($795.00) - Allowance for parents and wife. 

Baby ($253.40) - School fees, snacks and started on Chinese Tuition for C1 at $40 a class 

Insurance ($314) - For self, for kids 

Total Expenses : $4,892.00

Wednesday, July 6

Investing summary for Jun 2022

Jun 2022

RSP (retirement savings plan) with DBS. 
Monthly deduction of $100 on auto mode. 


For dividends investing. 
Added $200 

Wednesday, June 1

Investing Summary May 2022

Investing summary for May 2022. 

Restarted RSP (retirement savings plan) with DBS. 
Monthly deduction of $100 on auto mode. 

Syfe REITS for dividends investing. 

Off track as it stands now. 
Catching up in 10 years? 

Syfe Core Equity 100 

Friday, May 20

Negative Net Worth $160k

Its finally done! I am now on a negative net worth of $160k 
After resting on my lazy butt with more than 10 years of higher interest rate with CPF, I have finally picked myself up and reached out to several refinancing companies for quotes and stuff. 

Fastest fingers first! This lady from Redbrick contacted me and sounded pleasant with the heart of a teacher educating me on this and that with regards to refinancing. Finally settled down on a 1.65% refinance with UOB after some advice from my pals as well.    

A simple calculation shows a savings of over $12k compared with CPF rates. 
Duration was also shortened from 17 years to 15 years on the new plan. 
So Cheers to paying off my house in 15 years time. 
Or until i pick my lazy butt again in future.