Cheers to 2020!
Chinese New Year comes early this year in the month of January!
Here's how my January expenses and savings went.
Monthly Expenses January 2020
Necessity
Fixed ($1007.10) - Monthly recurring expenses like Hdb loan repayment, Insurances of daughters and my parents, Utilities, Wifi & Cable TV, Handphone charges make up this list.
Food & Eating Out ($376.46) - Reunion dinner, steamboats, home cooked food
Transport & Taxi ($98.80) - Monthly EZ Reload top up of $40 and a few taxi trips.
Groceries ($504.05) - Ntuc, diapers, milk, food for steamboat
Kids ($15.20) - Still testing this category... Zyrtec solution for flu.
Misc ($1,142.78) - Large portion of this category this month was for Angbao to parents, MIL, relatives.
Total Expenses for January 2020: $3,144.39
Monthly Savings Jan 2020
Financial Freedom
Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.Long Term Savings
Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key. It's a 'Set and Forget' method.First dividend for the year announced and paid out on 20 Jan 2020.
Received $87 for about 1400 shares @0.0606
52 Weeks Increasing Money Challenge
Bank Transfer $106.00 - Automation works like a charm! 4 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!
If you have other ways to save money, do let me know. Thanks. :)
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