Monthly Expenses June 2016
Necessity
Food & Eating Out ($446.90 - $134.07 = $312.83) - Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses.
Transport & Taxi ($135.00) - Monthly EZ Reload top up of $40 and a few taxi trips.
Communication ($42.00) - My M1 bill that is still on the 3G plan with 12 GB of data. Yay!
Baby ($663.70 + $134.07= $797.77) - The usual expense for Chloe including packet milk, allowance, tidbits etc.
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| Total | 663.70 |
Financial Freedom
Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.
Long Term Savings
Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key.
Play
Batam Trip ($210.00) - Short getaway. Went for the massage, shopping, hotel stay and boat ride.
Gifts
Gifts ($213.70) - It's all about the food here this month, there's a friend's birthday, a colleague's farewell and something for my wife.
Total Expenses for June 2016: $1,612.52
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Monthly Savings June 2016
$106 - Automation works like a charm! 4 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!
$0.00 - No sale this month...
Bank Balance Transfer
$5.66 - All the balance balance goes to this balance. In you go!
Financial Freedom Jar
$200.00 - For da future!
Total Saved for June 2016: $313.16
Total Saved Since Jan 2016: $2,342.13
Check out how i did in previous months here!
If you have other ways to save money, do let me know. Thanks. :)
$0.00 - No sale this month...
Bank Balance Transfer
$5.66 - All the balance balance goes to this balance. In you go!
Financial Freedom Jar
$200.00 - For da future!
Total Saved for June 2016: $313.16
Total Saved Since Jan 2016: $2,342.13
Check out how i did in previous months here!
If you have other ways to save money, do let me know. Thanks. :)
Hi Agedashi,
ReplyDeleteYou can try to use credit card to get some rebate or get the NTUC card (if you shop in NTUC) for earning NTUC points. This will cut down a a small sum in your expenses, better than nothing right?
Hi James, good point!
DeleteI do use my credit card for rebates and keep track of the minimum spending to qualify for rebate on my monefy app (http://agedashi23cents.blogspot.sg/2016/05/monefy-your-personal-finance-manager.html).
As for NTUC points, i just use my wife's card. She gets all the points. LoL.
I see that you are very much a savings and investment savvy person. Let's strive towards our financial goals together! Cheers! :)