Monday, July 11

Monthly Savings & Expenses June 2016

Monthly Savings & Expenses June 2016

Monthly Expenses June 2016


House ($147.10) -  Groceries shopping and other household items make up this list.

Food & Eating Out ($446.90 - $134.07 = $312.83) - Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses.    

Transport & Taxi ($135.00) - Monthly EZ Reload top up of $40 and a few taxi trips. 

Communication ($42.00) - My M1 bill that is still on the 3G plan with 12 GB of data. Yay!

Baby ($663.70 + $134.07= $797.77) - The usual expense for Chloe including packet milk, allowance, tidbits etc. 

Essential oil
Allowance 200
Insurance 100
Yogurt and food pouch 11
Detergent 54.5
Chloe goes to sentosa 60
Adidas shoe 26.2
Diaper wetwipes 150


Financial Freedom

Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.

Long Term Savings

Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key. 


Batam Trip ($210.00) - Short getaway. Went for the massage, shopping, hotel stay and boat ride. 


Gifts ($213.70) - It's all about the food here this month, there's a friend's birthday, a colleague's farewell and something for my wife. 

Total Expenses for June 2016$1,612.52


Monthly Savings June 2016

52 Weeks Increasing Money Challenge
$106 - Automation works like a charm! 4 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!

$0.00 - No sale this month...

Bank Balance Transfer
$5.66 - All the balance balance goes to this balance. In you go!

Financial Freedom Jar
$200.00 - For da future!

Total Saved for June 2016: $313.16
Total Saved Since Jan 2016: $2,342.13

Check out how i did in previous months here!

If you have other ways to save money, do let me know. Thanks. :)


  1. Hi Agedashi,

    You can try to use credit card to get some rebate or get the NTUC card (if you shop in NTUC) for earning NTUC points. This will cut down a a small sum in your expenses, better than nothing right?

    1. Hi James, good point!

      I do use my credit card for rebates and keep track of the minimum spending to qualify for rebate on my monefy app (

      As for NTUC points, i just use my wife's card. She gets all the points. LoL.

      I see that you are very much a savings and investment savvy person. Let's strive towards our financial goals together! Cheers! :)