Baby Money Tracker 2

Great things can happen when you least expect them to. Just like in the case of my first baby Chloe where we waited almost 5 years for her arrival into our lives, Baby number 2 came unexpectedly as well. No planning, no expectations.  

In the same way as Baby Chloe, i will be tracking all the expenses in as detailed a way possible.  

Money spent on Baby Charlotte since conception;

      

$196.00       Sep 2016  Baby scan (10 weeks)                                              

$35.00         Oct 2016  Bio Oil (60ml & 200ml - free tumbler)                               

$564.00       Nov 2016  Detailed Ultrasound Scan for baby body measurements  

$19.90         Nov 2016 Wet wipes, shampoo, detergents

$49.00         Dec 2016 Maternity wear

$1177.00     Dec 2016 Delivery package (12 gynae visits)

$80.00         Dec 2016 Medicine & Supplements  

$20.00         Jan 2017 Nursing Bra x2

$35.00         Jan 2017  Bio Oil

$595.00       Feb 2017 prenatal insurance 

$1846.00     Feb 2017 savings plan insurance 1st year

$120.00       Feb 2017 Tonic and Herbs

$79.00         Feb 2017 Medicine & Supplements (Baby Checkup)

$10.00         Mar 2017 Nursing Bra x1

$40.00         Mar 2017 Fish oil supplements

$148.00       Mar 2017 Core concepts (physiotherapy -wife's back pain 1st consultation)

$120.00       Mar 2017 Core concepts (physiotherapy for wife's back pain)

$89.00         Mar 2017 Medicine & Supplements (Baby Checkup) 

$75.80         Apr 2017 Wet wipes, shampoo, detergents

$90.00         Apr 2017 Tonic and Herbs

$4.50           Apr 2017 Coconut (Every friday for 3 weeks)

$96             Apr 2017  Cab / Uber / Grab fare to and from Home / Mount Alvernia 

$105.93       Apr 2017  ICAC Specialist (Blood test for Jaundice level) 

$170.00       Apr 2017  Chinese Name from Visiber

$12.84         Apr 2017  ICAC Specialist (Blood test for Jaundice level) 

$42.00         Apr 2017  Birth certificate registration at Mount Alvernia

$459.00       Apr 2017  Baby Specialist (Jaundice Lighting Equipment Rental)  

$2140.00     Apr 2017  Deposit to Mount Alvernia

$5355.99     Apr 2017  Balance payment to Mount Alvernia 

$350.00       May 2017  Massage package for mummy  

TOTAL COST : $14,124.96

$2836.07   Bed Charges & Doctor's fees (Baby)   

$4659.92   Bed Charges & Doctor's fees (Mummy)

$7495.99   Total Hospital Charges

===> $3450.00 deductible from medisave. 

===> $4045.99 payment by cash

And Finally!!!! In the early hours of 21 April 2017. Charlotte was born!!!

Charlotte at 6months

Charlotte at 12months

In conclusion, there was an increase of over $4k hospital and doctor charges after a gap of about 3 years. But being baby number 2, a lot of stuffs were carried over from her elder sister which certainly saved a huge cost for me. I am also thankful to my wife being a breastfeeding mum and my daughters for being breastfed babies.

PS: If you plan to get started in tracking your expense journey, i have some resources that I personally use to help track my money. However, at the end of the day, as long as you keep doing it, doesn't matter which method you use. 

• Monefy - the idiot proof and user friendly money expense tracker 
• Financial Freedom Jar - the guide on how to manage finances

Expense Tracker of my 2 babies

Baby Money Tracker 1 - Chloe

Baby Money Tracker 2 - Charlotte